FACTS

WHAT DOES FIRST HOME MORTGAGE CORPORATION DO WITH YOUR PERSONAL INFORMATION?

• Why?

  Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

• What?

  The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number And Credit Score
  • Account Balances and Payment History
  • Income and Employment Information

  When you are no longer our customer, we continue to share your information as described in this notice.

• How?

  All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons FIRST HOME MORTGAGE CORPORATION chooses to share; and whether you can limit this sharing.

  Reasons we can share your personal information		Does FIRST HOME MORTGAGE CORPORATION share?		Can you limit this sharing?
  For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus		YES		NO
  For our marketing purposes – to offer our products and services to you		YES		NO
  For joint marketing with other financial companies		NO		N/A
  For our affiliates’ everyday business purposes – information about your transactions and experiences		NO		N/A
  For our affiliates’ everyday business purposes – information about your creditworthiness		NO		N/A
  For our affiliates to market to you		NO		N/A
  For nonaffiliates to market to you		NO		N/A

  Questions? Call 877-933-3100 or go to www.gofirsthome.com

WHO WE ARE

• Who is providing this notice?

  FIRST HOME MORTGAGE CORPORATION

WHAT WE DO

• How does FIRST HOME MORTGAGE CORPORATION protect my personal information?

  To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

• How does FIRST HOME MORTGAGE CORPORATION collect my personal information?

  We collect your personal information, for example, when you:

  • Apply for a loan or provide account information.
  • Provide contact information.
  • Provide your income and/or asset information.

• OR

  We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

• Why can’t I limit all sharing?

  Federal law gives you the right to limit only:

  • sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

  State laws and individual companies may give you additional rights to limit sharing.

DEFINITIONS

• Affiliates

  Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • First Home Mortgage Corporation has no affiliates

• Nonaffiliates

  Companies not related by common ownership or control. They can be financial and nonfinancial companies. First Home Mortgage Corporation does not share with nonaffiliates so they can market to you

• Joint Marketing

  A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • First Home Mortgage Corporation does not jointly market